Why Small Businesses Fail

  As we’ve learned throughout the pandemic, the small business failure rate has increased dramatically. And yet, even in the most challenging industries such as consumer-related companies, while many have failed others have adapted and even thrived....

The Housing Market and Credit

  We all know that house prices are increasing while the availability of inventory of houses is shrinking around the country; while at the same time, unemployment remains at a high level with pandemic-related unemployment driving both the economy and political...

Selling a Small or Mid-Sized Enterprise

  Experts predict that 2021 will be a year where M&A activity will increase, particularly with privately owned companies and family businesses. This increase is expected to be fueled by business owners who are looking to monetize their businesses for...

The Law of Unintended Consequences

  Nearly all of us have heard the term “unintended consequences”, but we often do not have the temperament or sufficient experience to avoid them. We certainly saw examples of that this month where the unintended consequences led to not only an attack...

Time Is Running Out

  There is growing evidence of a soon-to-be reported spike in the number of non-performing loans in lender portfolios, and time is running out to take the difficult but necessary measures to mitigate their risk. The question isn’t whether or not that...

Happy Holidays

During a wacky and challenging year, we’ve all had to adjust to our ways of working, communicating and staying in touch. As always, we’ve appreciated your readership and comments on our blog throughout the year. All of us at Revitalization Partners hope...

Where is the Liquidity During the Pandemic?

  Despite the fact that there appears to be substantial debt and investment money available, small business loan approval percentages from large banks dropped from 13.5% in September to 13.3% in October while small banks approved 18.4% of funding requests, down...