by Al Davis | Oct 19, 2016 | In Our Experience
In the world of mergers and acquisitions, it’s common to hear business owners and their advisors reference a transaction price or investment based on a multiple of EBITDA (earnings before interest, taxes, depreciation and amortization). While multiples of...
by Al Davis | Oct 5, 2016 | In Our Experience
America has a debt problem, but it isn’t what you think. Yes, the federal debt is growing and many Americans are still struggling to pay off mortgage and student loans. But the larger problem is only discussed in financial circles. Like consumers, the...
by Al Davis | Sep 21, 2016 | In Our Experience
Most people think of a turnaround as the last resort for a company. Everything needs fixing. Nothing is sure except the need to recover. The experience is intense and management is always glad when the turnaround specialist has completed their work and the...
by Al Davis | Sep 19, 2016 | In Our Experience
Over the last several articles, Revitalization Partners has written several articles related to the movement of Payday Loan financing to the business market. In talking with a number of potential clients who have approached RP for assistance, we have discovered...
by Al Davis | Aug 2, 2016 | In Our Experience
To Our Esteemed Readers: Well, here we are in the dregs of Summer. And, like many of you, Bill Lawrence and Al Davis both have vacations scheduled for different times of August. That means that our August blogs will be taking a vacation as well. Both Bill and I want...
by Al Davis | Jul 20, 2016 | In Our Experience
The political season is now upon us in full swing. And, this year, more than ever, we seem to have significant differences among political views, differing deep opinions between members of different groups and clashes between law enforcement and those taking...
by Al Davis | Jul 6, 2016 | In Our Experience
The small and mid-market business lending landscape is undergoing rapid change. According to a 2014 report from Ernst & Young, “nearly one in five small or mid-sized business reports having changed its primary bank in the past year.” The reason:...
by Al Davis | Jun 22, 2016 | In Our Experience
In our last blog, we wrote about a shift in activity by “alternative” financing sources. We received a lot of feedback, some of it from bankers and asset based lenders who were seeing the same phenomenon. One of the things that they pointed out, was...
by Al Davis | Jun 16, 2016 | Lending, Banking and Financing
As the Consumer Protection Agency places ever increasing restrictions on the payday loan industry aimed at individual consumers, the industry has been moving its focus to small and mid-sized distressed businesses. Revitalization Partners recently spoke with a...
by Al Davis | May 25, 2016 | Operations and Risk Management
Congratulations! You’ve decided to go into business with a longtime associate. Or, you’ve been approached by a hardworking entrepreneur with a successful business, offering a 50% share of the business for an investment. Whether starting a business...
