77 percent of Americans live paycheck to paycheck, at least part of the time, according to The National Center for Health Statistics [1]. Yet, to control escalating benefit costs, many employers are forced to increase employee deductibles and out-of-pocket expenses, often through high-deductible health plans (HDHP). Treating a serious injury or illness usually requires paying for deductibles, copays, coinsurance, travel, childcare, and home health care. Both medical and non-medical costs can add…
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Supplemental plans ease high-deductible financial strain on employees
