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Is the Sky Falling? What Does Your Banker Think?

by Lou Kertesz | Jun 1, 2022 | Lending, Banking and Financing

  There is no question that major economic indicators are pointing in the wrong direction and as a result, small to medium-size businesses are facing a number of challenges in maintaining a profitable business, let alone trying to initiate growth plans. Given...

Preparing the Small & Mid-Sized Business for the Post Pandemic Inflationary Environment

by Lou Kertesz | May 19, 2022 | Operations and Risk Management

  The world is changing, perhaps more rapidly than we ever expected. Fuel prices are at the highest level in history. Open employee positions are hard to fill. Anything connected with operating a business, from salary to inventory to rent to travel costs more and...

How an RP-Managed Acquisition Preserved the Legacy of a Third Generation Family Business

by Lou Kertesz | May 4, 2022 | M&A/Capital Markets

      THE PROBLEM Identifying business value is one thing. Unlocking it – particularly when under duress – requires different skill sets. The process is both art and a science, which is appropriate in this particular case, since Revitalization Partners’...

Lessons Learned from the Elizabeth Holmes – Theranos Story

by Lou Kertesz | Apr 20, 2022 | Operations and Risk Management

    There have been numerous articles, books, movies and documentaries published about the Elizabeth Holmes – Theranos story over the years. In recent years, however, the focus has been on how Elizabeth Holmes could go from a CEO of a company with a $9...

Texas Bankruptcy Court Weighs in on Lender Liability And It’s Not Good News for Lenders

by Lou Kertesz | Apr 10, 2022 | Lending, Banking and Financing

  A recent September 2021, Texas bankruptcy court ruling is a cause for concern for lenders who deal with borrowers that have defaulted on their loan agreements. In an advisory proceeding originated by the Chapter 7 trustee, the Dallas bankruptcy court handed...
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Revitalization Partners | Newsletter [[trackingImage]]
Executive Insights Newsletter - 10/21/2025
When Tariffs Bite: Small Businesses Bear the Brunt — What Credit Teams Should Watch
Tariffs are no longer policy background noise—they’re altering how small businesses borrow, price, and plan. With margins tightening and liquidity under stress, many borrowers are facing conditions that quietly increase credit risk. For lenders and advisors, the implications are immediate and measurable.
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If your client’s margins are tightening under tariff pressure, we can help stabilize the credit before it becomes a problem.
The Five Considerations Reshaping ABL in the New Tariff Era
Rising tariffs are forcing lenders to rethink how they value collateral and structure credit. From shrinking advance rates to tariff-triggered MAC clauses, the ABL market is shifting toward greater caution—and greater scrutiny. Bill Lawrence of RP outlines five trends every lender, attorney, and advisor should be watching.
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When a borrower’s collateral or borrowing base is in question, involve us early to protect value and preserve recovery.
Rising Loan Losses and the Return of Credit Discipline
As loan losses rise and liquidity tightens, the market is entering a new phase—one that rewards early action and structured intervention. For creditors, advisors, and counsel, receivership and turnaround planning can preserve value long before litigation becomes necessary.
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If you’re seeing early signs of credit deterioration in a client’s portfolio, let’s discuss options before recovery turns to resolution.
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