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The Payday Loan Industry Moves to Business

by Al Davis | Jun 16, 2016 | Lending, Banking and Financing

  As the Consumer Protection Agency places ever increasing restrictions on the payday loan industry aimed at individual consumers, the industry has been moving its focus to small and mid-sized distressed businesses. Revitalization Partners recently spoke with a...

The Drawbacks of 50/50 Partnerships

by Al Davis | May 25, 2016 | Operations and Risk Management

  Congratulations!  You’ve decided to go into business with a longtime associate. Or, you’ve been approached by a hardworking entrepreneur with a successful business, offering a 50% share of the business for an investment. Whether starting a business...

Highly Leveraged Companies Face Financing Risk … Is your Company Highly Leveraged?

by Al Davis | Apr 13, 2016 | Lending, Banking and Financing

  In our last email on banking we discussed the need for a reasonable debt to equity ratio when looking for a loan. While we focused on small to mid-sized companies, companies of all sizes run risks when they become too highly leveraged. A recent Moody’s...

Why Banks are Saying No to Small and Mid-Sized Business

by Al Davis | Mar 30, 2016 | Lending, Banking and Financing

  Despite an economic recovery that is well underway, many recovering businesses are still getting turned down for new business loans and loan renewals. Despite the fact that the company shows signs of bouncing back from any recession based problems and...

The Political Process in the Workplace

by Al Davis | Mar 16, 2016 | Lending, Banking and Financing

  The effect of what has become a particularly nasty political season is beginning to trickle down to the workplace. Comments of the type that we have seen in our political campaigns are being made to employees in the workplace, and the majority of them have been...
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Revitalization Partners | Newsletter [[trackingImage]]
Executive Insights Newsletter - 10/21/2025
When Tariffs Bite: Small Businesses Bear the Brunt — What Credit Teams Should Watch
Tariffs are no longer policy background noise—they’re altering how small businesses borrow, price, and plan. With margins tightening and liquidity under stress, many borrowers are facing conditions that quietly increase credit risk. For lenders and advisors, the implications are immediate and measurable.
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If your client’s margins are tightening under tariff pressure, we can help stabilize the credit before it becomes a problem.
The Five Considerations Reshaping ABL in the New Tariff Era
Rising tariffs are forcing lenders to rethink how they value collateral and structure credit. From shrinking advance rates to tariff-triggered MAC clauses, the ABL market is shifting toward greater caution—and greater scrutiny. Bill Lawrence of RP outlines five trends every lender, attorney, and advisor should be watching.
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When a borrower’s collateral or borrowing base is in question, involve us early to protect value and preserve recovery.
Rising Loan Losses and the Return of Credit Discipline
As loan losses rise and liquidity tightens, the market is entering a new phase—one that rewards early action and structured intervention. For creditors, advisors, and counsel, receivership and turnaround planning can preserve value long before litigation becomes necessary.
Read More
If you’re seeing early signs of credit deterioration in a client’s portfolio, let’s discuss options before recovery turns to resolution.
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